If you have ideas for the remaining BTC, see here for more info. Anything helps, thanks. Then use money from your «having fun» budget to invest in Bitcoin, and put your savings in some kind of more stable investment. You always want to be liquid, or have available cash, so you can buy when people are selling like crazy The rich make money when there is blood on Wall st. The only things that I’m grateful to have bought with some of that summer money is whatever I spend with friends. Good luck and happy hodling.